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一 | 最近,台剧《豆腐妈妈》剧情发展热闹,演员徐千京饰演的“晓菁”使出“美人计”,不仅换上火辣性感造型,还与王中皇饰演的“昆良”喝酒套话。 Major housing industry groups voiced "profound concern" in a letter this week urging the Federal Reserve to stop raising interest rates.The rare public admonishment from top business advocates -- including the National Association of Realtors and the National Association of Home Builders -- underscores a dramatic slowdown in the housing market due in large part to rising interest rates.The letter arrives roughly three weeks before the Fed plans to make its latest rate-hike decision.Mortgage rates have reached their highest level in more than two decades and they have continued to rise. Data released on Thursday showed that mortgage rates increased for the fifth consecutive week, according to Freddie Mac."The speed and magnitude of these [mortgage] rate increases, and resulting dislocation in our industry, is painful and unprecedented," the letter from the housing groups said.Here's what to know about why real estate groups called on the Fed to stop raising rates:
What's happening in the housing market?
Sky-high mortgage rates have dramatically slowed the housing market, since homebuyers have balked at stiff borrowing costs and home sellers have opted to stay on mortgages that lock them into relatively low rates.Mortgage applications have fallen to their lowest level since 1996, the Mortgage Brokers Association said earlier this month.Sales of previously owned homes, meanwhile, have plummeted more than 15% compared to a year ago, the National Association of Realtors found in August.The slowdown has coincided with a sharp rise in costs for potential homebuyers.The average interest rate for a 30-year fixed mortgage has climbed to nearly 7.6%, Freddie Mac data shows.When the Fed initiated the rise of bond yields with its first rate hike of the current series in March 2022, the average 30-year fixed mortgage stood at just 4.45%.Each percentage point increase in a mortgage rate can add thousands or tens of thousands in additional costs each year, depending on the price of the house, according to Rocket Mortgage.
What role is the Federal Reserve playing in the housing market slowdown?
An aggressive series of interest rate hikes at the Federal Reserve since last year has pushed up the 10-year Treasury yield, which loosely tracks with long-term mortgage rates.The Fed has fought elevated inflation with borrowing cost increases as it tries to slash price hikes by slowing the economy and choking off demand.While inflation has fallen significantly from a peak of about 9% last summer, price increases remain more than a percentage point higher than the Fed's inflation target.Price increases held steady in September, fresh data on Thursday showed, suggesting that elevated inflation remains resistant to the interest rate hikes.The persistence of elevated inflation has prompted the Fed to espouse a policy of holding interest rates at high levels for a prolonged period, which in turn has increased the 10-year Treasury yield and put upward pressure on mortgage rates.Moreover, the Fed expects to raise rates one more time this year, according to projections released last month.Speaking at a press conference in Washington, D.C., last month, Fed Chair Jerome Powell acknowledged the continued effect of interest rates on mortgages, noting that activity in the housing market "remains well below levels of a year ago, largely reflecting higher mortgage rates."
What do the housing industry groups want the Fed to do?
Housing industry advocates want the Fed to take swift actions that reassure investors and other market participants of an end to the policies cooling the industry.Most notably, the industry groups want the central bank to release a statement saying that it has abandoned consideration of additional rate hikes.In their letter to Fed officials, the housing groups cautioned that a further slowdown in real estate could help tip the U.S. economy into a recession, scuttling the central bank's effort to achieve a "soft landing.""We urge the Fed to take these simple steps to ensure that this sector does not precipitate the hard landing the Fed has tried so hard to avoid," the letter said.。同剧演员尹昭德忍不住笑亏:“这一场她穿得很辣,再辣都没有当初她的名号辣!”更笑称徐千京剧中的模样根本就是“在演自己”,让她昔日“酒国女英豪”“小辣椒”的封号再度被网友翻出。谈到徐千京的角色个性,尹昭德表示,晓菁看似粗线条、少根筋,却也因此显得单纯没有心机,“不会像别人城府很深。”不过她其实非常会看人,尤其在“撩人”这件事上更是精准。尹昭德笑说:“她如果要撩人的话,不会找年轻的男演员撩,她只会对我撩!”原来剧中理事长一直把晓菁当女儿般看待,因此不管她怎么撒娇、怎么闹,自己都会包容、理解她。甚至晓菁偶尔“手来脚来”的撒娇互动,在尹昭德眼中也完全没问题,“小妹妹、小女儿这样撒娇,OK的。”但如果换成其他男演员,可能就会产生不同遐想,两人之间的特殊默契也因此更加有趣。近日拍摄的酒店戏中,徐千京使出“美人计”,搭配火辣造型先陪王中皇喝酒、灌酒,再由理事长一步步诱导,让昆良在醉意与毫无戒心的状态下说出重要秘密。徐千京笑说:“前面看起来好像是我在跟中皇哥喝酒、陪他聊天,实际上背后是有任务的!”她透露原本剧情设定只需喝三杯,没想到一路喝到十几杯麦茶,最后笑喊:“肚子胀到不行,真的超级饱!”她也强调自己私下并不是爱喝酒的人,“跟我平常私底下喝酒的状态差很多。”回忆年轻时曾因不好意思拒绝朋友敬酒,一杯接一杯喝到吐,她笑说现在已经更懂得掌握自己的极限,不会再勉强自己。

二 | 对于《豆腐妈妈》中的“美人计”戏份,尹昭德大赞两人合作默契十足,透露自己与徐千京长期搭档,早已培养出不用多说的默契,“他知道什么时候一个眼神、一个手势就该他上场。”除了剧中火力全开,戏外的徐千京更是剧组的“开心果”。尹昭德透露,最近对戏经常是三人组合(自己、黄尚禾和徐千京),“她几乎是我们剧组的开心果,随便逗她,她都能被逗得很开心。”尤其徐千京和黄尚禾两人斗嘴时,更让他在一旁看得津津有味。
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